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Protection Now Insurance offers an affordable way for churches to obtain Property, Liability insurance Religious Business Owners Insurance as well as Key Man Life Insurance. This policy includes key coverage’s that are important to any business as well as specific coverage’s and options that are most important many Religious Institutions. The following is just a brief overview of some of the coverage that we offer.
Building Coverage
Property Coverage covers your Building Personal Property for replacement cost with non-coinsurance.
· Appurtenant Buildings and Structures
· Building Glass
· Building and Business Personal Property
· Crime Coverage
· Electronic Data Processing Equipment, Data and Media
· Fine Arts
· Newly Acquired or Constructed Buildings
· Rental Income/ Extra Expense
· Signs
· Valuable Papers and Records
· Property Taken of Premises
General Liability Coverage
General Liability Coverage protects you against claims for damages because of bodily injury or property damage to others resulting from your business operations and optional coverage.
· Personal Injury Liability
· Medical Injury Liability
· Workers Compensation
· Automobile Umbrella Liability
· Volunteers Workers Coverage
· Advertising Injury and Personal Injury
· Contractual for all insured contracts.
· Limited worldwide coverage.
· Business Income and Extra Expense
· Commercial Articles Floater
Key Man Insurance
Key Man Life Insurance is critical for many companies as well as churches that depend on few “Key People” to generate a large portion of the company or churches revenue. The absence of one these individuals could result in the failure of a company or church. In some cases Key Man Life Insurance can be used as collateral insurance for a bank of lender to be used for a bank loan. If your church is undertaking a building expansion program and is financing the deal a lender my require the Church to secure key man insurance to protect the loan. The church could be listed on the policy as the policy owner beneficiary and premium payor. If you are a Minister or Pastor and your church is considering a building project or expansion, key man insurance may be a great way to provide collateral assurance to a lender or bank. The cost is usually inexpensive and is relatively easy to implement.
As an independent insurance agent we can offer the right coverages with the personal touch you would expect from your neighborhood insurance agent. To contact us click here.
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